How to Use Life Estates in Texas Real Estate Planning


Estate planning is a critical aspect of securing your legacy and ensuring your loved ones are taken care of according to your wishes. In the heart of Texas, where traditions run deep and family ties are cherished, navigating estate planning becomes even more significant. One often overlooked yet powerful tool in Texas real estate planning is the utilization of life estates. Understanding how to incorporate life estates into your estate plan can provide invaluable benefits for you and your family. Here, we delve into the intricacies of life estates and how Janelle Cremé, Esq., a seasoned estate planning attorney, can guide you through this process.

What Are Life Estates?

A life estate is a legal arrangement where an individual, known as the life tenant, retains the right to use and enjoy a property for the duration of their life. Upon the life tenant’s passing, ownership of the property automatically transfers to another individual, known as the remainderman. This arrangement allows for seamless transfer of property ownership while ensuring the life tenant’s right to occupy and use the property during their lifetime.

Benefits of Life Estates in Texas Real Estate Planning:

Probate Avoidance: Assets held in a life estate bypass probate proceedings, leading to a smoother and more efficient transfer of property to the designated remainderman.

Medicaid Planning: Life estates can be utilized as part of a comprehensive Medicaid planning strategy to protect assets while still allowing the life tenant to qualify for Medicaid benefits if needed in the future.

Asset Protection: By transferring property into a life estate, individuals can shield assets from creditors and potential legal liabilities, providing added security for their estate.

Preservation of Homestead Exemption: In Texas, the homestead exemption provides significant protections for primary residences. Transferring a home into a life estate can help preserve these exemptions while still allowing the life tenant to reside in the property.


As a dedicated estate planning attorney with a deep understanding of Texas law, Janelle Cremé, Esq. is committed to helping individuals and families navigate the complexities of estate planning, including the use of life estates. With her expertise and personalized approach, she can assist you in crafting a tailored estate plan that reflects your unique goals and priorities. Whether you’re looking to protect your assets, minimize tax liabilities, or ensure a smooth transfer of wealth to future generations, Janelle Cremé, Esq. is here to guide you every step of the way.

Ready to take the next step in securing your legacy through strategic estate planning? Contact Janelle Cremé, Esq. today to discuss how she can assist you with integrating life estates into your estate plan. With her knowledge and dedication, Janelle Cremé, Esq. can help you navigate the complexities of Texas real estate planning, providing peace of mind for you and your loved ones. Visit our website or call us at [Insert Contact Information] to schedule your consultation and begin crafting a comprehensive estate plan tailored to your needs. Your future deserves the protection and security that only proper estate planning can provide.



Janelle Creme, PLLC

900 S. Preston Rd, Ste 50 #101

Prosper, TX 75078


(469) 714-2280

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