National Make a Will Month: Key Insights for Your Estate Plan
Janelle Creme

August is recognized as National Make a Will Month, making it an ideal time to revisit one of the most meaningful parts of your overall estate plan. As a Plano estate planning attorney serving families across North Texas, I often see how misunderstandings about wills can create hesitation or confusion. Taking time to understand how a will works—and how it fits into a complete plan—helps ensure your wishes are protected and your loved ones are supported.

A will is far more than a formality. Without one, decisions about your assets, your estate, and even the care of your children follow Texas law rather than your preferences. Understanding what a will does, what it doesn’t do, and how it works alongside documents like powers of attorney and trusts can make a significant difference for Texas families.

This overview breaks down the purpose of a will, how it coordinates with tools commonly created with an estate planning attorney or wills lawyer, and when you should consider updating your documents.

Why Creating a Will Matters

A will provides clear direction at a time when your loved ones need it most. It explains how your assets should be distributed, names an executor to manage your estate, and identifies a guardian for minor children. These are deeply personal choices—and placing them in writing ensures they are carried out accurately.

If you pass away without a will, Texas intestacy laws determine who receives your property. Those default rules don’t always reflect blended families, special circumstances, or unique goals. Working with a wills attorney in Prosper, TX helps ensure your instructions match your wishes, not state defaults.

By documenting your choices in a legally valid will, you minimize stress, reduce confusion, and help prevent disagreements within your family.

Where a Will Fits in a Complete Estate Plan

A will is foundational, but it’s only one element of a truly effective estate plan. When you work with an estate planning lawyer or estate planning law firm, you’ll likely create several complementary documents that work together.

For example:

  • Beneficiary designations on retirement accounts and life insurance take priority over your will.
  • A financial power of attorney or medical power of attorney applies during your lifetime if you become unable to act on your own.
  • Advance healthcare directives, HIPAA authorizations, and living wills address medical wishes—not covered by your will.
  • Depending on your goals, a revocable living trust prepared with a trust attorney may help you avoid probate in Texas.

Because each document serves a distinct purpose, coordination is essential. A well-crafted will works best when it complements the rest of your planning package.

What a Will Can Do

Your will acts as a set of legal instructions that take effect after your passing. Most wills serve three key functions:

  • Explaining how specific assets should be distributed to your beneficiaries.
  • Identifying a guardian for minor children.
  • Appointing an executor to manage your estate and carry out your instructions.

These decisions matter even for families with modest estates. As a Prosper wills lawyer, I often help clients navigate situations involving blended families, second marriages, or special circumstances where clear instructions can prevent conflict.

What a Will Cannot Do

Understanding your will’s limitations is just as important as understanding its strengths.

  • A will does not avoid probate. Instead, it guides the probate process. If avoiding probate is a goal, I may recommend strategies such as a revocable living trust, transfer on death deed, or Lady Bird deed depending on your situation.
  • A will does not control all assets. Property with beneficiary designations or jointly owned assets typically passes outside the will.
  • A will only applies after death. Decisions relating to incapacity require documents like a medical power of attorney or advance healthcare directive.
  • A will does not eliminate debts or guarantee a fast probate timeline.

Common Questions About Wills

As a DFW estate planning attorney serving Prosper, Plano, McKinney, Frisco, and surrounding areas, these are questions I hear most often:

Do you need a will if you are married?
Yes. While spouses often inherit by default, those laws may not reflect the distribution you want.

Do you need a will if you don’t have significant assets?
Yes. Estate planning is about clarity and protecting your loved ones—not just wealth.

Can a will override beneficiary designations?
No. Beneficiary designations take priority, which is why reviews are essential.

Is a will enough by itself?
Not usually. Most families benefit from a complete set of documents prepared with an estate planning attorney to ensure protection during both life and death.

When to Review or Update Your Will

Your will should evolve as your life changes. You may need updates after:

  • Marriage or divorce
  • The birth or adoption of a child
  • Purchasing real estate (especially out-of-state property)
  • Major financial changes

Even without major changes, periodic reviews—especially with a Plano estate planning lawyer—help ensure your will still reflects your intentions.

Building a Plan That Works for You

A will brings clarity and direction, making it an essential part of a secure and thoughtful estate plan. Still, it is only one part of the bigger picture. Working with the Law Office of Janelle Cremé ensures your documents are coordinated, up to date, and tailored to your goals. Whether you're a young parent, a blended family, a retiree, or a business owner, I offer flat-fee estate planning designed to make the process simple and approachable.

If it has been a while since you reviewed your plan—or if you're unsure how your will fits into your broader estate strategy—National Make a Will Month is the perfect reminder to take the next step. My Plano, Texas office is here to help guide you with clarity and care.